In the foreclosure context, the Term Investor is in the role of the White Knight coming in to save the day.  A family has gotten themselves into a financial dilemma, and they can be days, or weeks away from losing their home.  A foreclosure and forced sale can make the family homeless and it will further depress housing prices in the area as the property is sold at forced sale prices. 

This pricing depression can be even more dramatic if the former homeowners "exact revenge" on the Property and cause damage to the structure.

But with Term Ownership, the investor purchases a contingent interest in the property with a lump sum investment.  This effectively reduces the principal that the Term Owner would be responsible for financing, and the banks can then have a toxic asset turn into a performing obligation.

The Term Ownership investment interest is a straight across the board, long-term investment.  The Term Purchase Price, the amount paid by the family is comprised of a fixed percentage of the current fair market value.  At 5 years, the Term Purchase price would be 30%, with that price increasing ~5% for each year beyond 5.  The Term Investor pays the balance plus the closing costs in getting the existing loan refinanced.